Posted: 03 Dec 2025

Location: kuwait

🚨 We are Hiring: Financial Analyst (Kuwaiti Nationality Priority)
First : Required Skills for the Position: Financial Analyst – Finance Department
1. Financial Analysis Skills
Ability to analyze financial statements (Balance Sheet, Income Statement, Cash Flow Statement).
Identify and interpret year-over-year changes and underlying financial drivers.
Strong understanding of key financial ratios (liquidity, profitability, leverage, activity).
Ability to assess cash flow trends and repayment capacity (DSCR / Cash Flow Analysis).
2. Credit Assessment & Underwriting
Preparing credit studies for new financing applications.
Evaluating financial and operational risks.
Reviewing collateral coverage and assessing repayment behavior.
Preparing well-structured credit recommendations supported by quantitative analysis.
3. Knowledge of Islamic Finance Structures
Basic understanding of Islamic financing products such as Murabaha, Ijara, Istisna’a.
Ability to differentiate products based on client needs and sector requirements.
4. Annual Financial Review Analysis
Conducting annual reviews for existing clients.
Comparing financial performance across multiple periods and identifying strengths and weaknesses.
Evaluating client compliance with repayment schedules and identifying early warning signs.
5. Reporting & Presentation Skills
Preparing professional credit reports for management and the Credit Committee.
Ability to write concise and clear executive summaries.
Creating financial tables, dashboards, and charts to support decision-making.
6. Advanced Excel Skills
Strong command of financial formulas and linked worksheets.
Building easy-to-read analytical models for credit evaluation.
7. Knowledge of Central Bank of Kuwait Regulations
Understanding CBK guidelines for consumer, installment, and commercial financing.
Familiarity with credit concentration limits, risk controls, and regulatory requirements.
8. Sector & Market Research Skills
Ability to gather market insights related to the client’s industry.
Understanding sector-specific risks (commercial, industrial, contracting, oil & gas, F&B, etc.).
9. Attention to Detail
Ability to review financial statements and contracts with high accuracy.
Verifying data completeness and correctness before submitting credit recommendations
10. Communication & Language Skills
Strong report-writing skills in English.
Ability to communicate effectively with clients to obtain required documents.
Collaboration with internal departments (Legal, Risk, Finance).
Qualifications
Clerical Skills and Executive Administrative Assistance
Strong Communication and Customer Service skills
Experience with Company Secretarial Work
Excellent organizational and time-management skills
Ability to work on-site in Kuwait City
Bachelor's degree or relevant certification is a plus
not less than 5 years work experience as a Financial Analyst Desirable
📧 Send your CV: [email protected]

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